Regardless of how much effort you want to put into them, you definitely need to know what to say on your programs! Below I have 2 different templates- one was the basis for my programs and is a bit longer and involved. The other was the basis for my sister's programs and is more concise. Hopefully these will offer some guidance for future brides making their own programs!
Here is the longer, more detailed template (click to make it larger):
Here is a more concise version (click to make it larger):